At Yale Haymond Law PLLC, we assist clients who sustain injuries or property damage in car accidents. But what if you’re involved in a collision with a rideshare driver? Learn how to file a claim with Uber insurance and how an Uber accident lawyer may assist you.

Request the Driver’s Personal Insurance Information

When Uber accidents occur, the rideshare company is not automatically liable for resulting injuries or losses. That’s why it’s important to ask the driver for their personal insurance information. You may have to go through the claim process with their vehicle’s insurance provider rather than Uber.

How can you tell when Uber’s insurance coverage applies? There are three main scenarios to keep in mind:

  • The driver is offline: A vehicle may be marked as an Uber, but if the driver isn’t logged into the app, Uber’s insurance policy won’t apply to an accident.
  • The driver is awaiting requests: While a driver awaits ride requests during their shift, the commercial insurance policy offers liability coverage. Uber’s insurance includes up to $25,000 for property damage and $50,000 for bodily injuries.
  • The driver accepts a ride request: From the moment a driver accepts a request to the time they complete the ride, Uber’s auto insurance provides up to $1 million in liability coverage.

Gather Evidence From the Accident

If you’re wondering how to file a claim with Uber insurance, you’ll need to provide the insurer with sufficient evidence. These details help determine liability and can impact a potential payout. Common pieces of evidence include:

  • Police reports
  • Witness statements
  • Photos or videos from the crash

You should also include evidence that highlights your economic damages. Use medical bills, vehicle repair estimates, or documentation of lost wages to argue for an appropriate amount of compensation.

Request Legal Representation During the Claims Process

Filing a claim can be tricky, especially if you have to deal with the driver’s personal insurance company as well as Uber’s. Insurers may offer settlements that don’t adequately cover your losses. This is why many accident victims opt to work with a personal injury attorney.

Lawyers are familiar with the tactics insurance providers employ. They can review the evidence and advocate on behalf of their clients. If the claimant’s losses exceed the policy’s coverage limits, they may work with a lawyer to file a lawsuit.

Having legal representation may provide peace of mind as you navigate this complex process.

Speak With an Attorney About Your Uber Accident Claim

Knowing how to file a claim with Uber insurance is crucial if compensation recovery is your goal. Consult a personal injury attorney who handles these types of cases for legal advice and support. At Yale Haymond Law PLLC, we assist clients who need to file an Uber accident claim.

Is suing Uber an option after an accident? What kinds of evidence help with liability determination? Our attorneys can answer these questions and more.

To request a consultation, contact Yale Haymond Law PLLC at (704) 800-4357.