“If my Uber driver crashes, can I sue?” Many people bring this question to Yale Haymond Law PLLC when they’re looking for an Uber accident attorney in Charlotte. Take a closer look at the key components of filing a personal injury claim against an Uber driver.

Understanding an Uber Passenger’s Legal Rights

If you frequently use rideshare services without issue, the thought of suing Uber drivers may never cross your mind. However, that all can change if you’re injured in an Uber accident and want to seek justice.

Your first step is to file an insurance claim under Uber’s liability coverage. The company holds a commercial insurance policy that provides up to $1 million in coverage for damages like accident-related medical expenses, lost wages, and emotional distress.

You may have grounds to sue the driver directly, depending on your case’s unique circumstances. Rideshare driver negligence plays a key role in moving forward with an Uber accident lawsuit. For example, if the driver was distracted or under the influence at the time of the crash, they could be liable for your injuries.

Why Legal Representation Matters After a Rideshare Accident

Injured passengers often have more questions beyond, “If my Uber driver crashes, can I sue?” A qualified personal injury attorney, preferably one with experience handling rideshare accident claims, can be an excellent resource. Legal counsel may answer pressing questions and guide you through the claims process.

Some of the biggest advantages of hiring an attorney include:

  • Their legal knowledge: A rideshare accident claim can be complex, but a seasoned attorney will understand everything it involves.
  • Greater evidence collection: Your lawyer could help you gather evidence supporting your claim, such as nearby surveillance footage or police reports.
  • Proper damages assessment: Let a lawyer calculate your damages after a crash. They may include damages that victims don’t think to claim, such as emotional distress or temporary transportation costs.
  • Dedicated settlement negotiations: Uber’s insurance provider may offer you a settlement that doesn’t represent the extent of your losses. An attorney could evaluate the offer and negotiate with the insurer.
  • Trial preparation and support: If you’re unable to reach a settlement agreement, your case may go to trial. The process can seem daunting, but a knowledgeable attorney will litigate on your behalf.

When Is Uber Insurance Coverage Available?

Uber passengers hurt in a crash may receive a settlement offer from the company’s liability insurance provider. Coverage depends on whether the driver has accepted a ride or whether they’re awaiting requests. If a collision happens when the driver is logged out of the app, they must rely on their personal auto insurance for coverage.

Review Your Case With a Charlotte Uber Crash Attorney

If my Uber driver crashes, can I sue? How much can I claim in damages after an Uber crash? At Yale Haymond Law PLLC, we’re happy to answer your questions and offer a personalized legal strategy.

Schedule a consultation today to discuss the details of your case with an experienced attorney. Call our Charlotte-based firm at (704) 800-4357 to request a free case evaluation.