If you were injured in a personal injury accident, you and your attorney will likely seek compensation from the negligent party’s insurance company. The demand package is an important component of the compensation process.
What is a demand package in a personal injury case? Your personal injury lawyer in Charlotte, NC, can explain more about this concept and prepare a demand package on your behalf.
What Is Included in a Demand Package?
A demand package is a collection of documents and evidence sent to an insurance company to support a personal injury claimant’s need for compensation.
This package includes the demand letter, which is a written document outlining the facts of the case, your damages, and the demand. The package also includes any other documents that can support your case, such as:
- Medical records detailing your injuries and overall medical condition from the accident
- Medical bills enumerating the monetary costs of the accident
- Pay stubs, tax returns, and other proof of lost income due to time off work during your recovery
- Police reports explaining the details of the accident
- Witness statements detailing third-party accounts of the incident
- A pain and suffering summary, which explains how the accident has impacted you physically and emotionally
The demand package should support all of the damages you are seeking in a personal injury claim, such as medical bills, lost wages, pain and suffering, etc.
When Do Personal Injury Attorneys Send Demand Packages?
Your attorney will send your demand package to the insurance company after you have finished medical treatment for your injuries or reached maximum medical improvement (MMI). This indicates that your condition is fully understood and that all costs can be accounted for in the claim.
Sending the personal injury demand package too early could lead the insurance company to undervalue your case. But sending it too late can delay your settlement or even bar you from seeking compensation due to surpassing the statute of limitations.
What Happens After Sending a Demand Package in Personal Injury Cases?
After your attorney sends the demand package in a personal injury case, you will need to give the insurance company time to review the documentation and demands and draft a response. This may take anywhere from 30 to 60 days, during which time your attorney will prepare for negotiations.
Once the insurance company responds, your attorney will keep you updated about the next steps in the personal injury case demand process. The insurer may provide a settlement offer, and your attorney may negotiate a higher offer on your behalf.
Seek Legal Guidance With Your Personal Injury Case
What is a demand package in a personal injury case? Your attorney can help you understand the purpose of this set of documents and learn how to prepare a demand package that adequately reflects your condition and damages.
Yale Haymond Law PLLC represents accident victims across the Charlotte, NC, area. Request a free legal consultation with our team today by calling 704-800-HELP (4357).
